For the CFO
Daily allowances, M&IE per-diem, and performance rewards flow through one wallet your team already uses. One GL-ready invoice lands month-end, categorized by merchant, category, and employee.
$58 per expense report processed — GBTA 2023 benchmark
The numbers
$58
Cost per expense report processed
Source: GBTA 2023 expense report benchmark
$696K
Annual reconciliation cost per 1,000 employees
Source: $58 × 12 reports/employee/year × 1,000 (GBTA inputs)
2%
Flat merchant commission, all-in
Source: Ampezy MERCHANT_COMMISSION_RATE product constant
Friday
Weekly merchant settlement
Source: Ampezy SETTLEMENT_DAY product constant
What changes
Today
With Ampezy
Reconcile receipts at month-end across multiple vendors and systems.
One categorized invoice lands month-end, GL-ready, time-stamped per transaction.
Categorize spend after the fact, via expense report.
Category restrictions enforce before the transaction completes.
Separate vendors for vouchers, cards, per-diem, and bonuses.
Daily allowance, M&IE per-diem, and performance rewards in one wallet.
Employees float meals and travel 30-60 days waiting for reimbursement.
Daily allowance refreshes every working day. Employees never float the company.
Bank statement is the audit trail.
Per-transaction record with merchant, category, employee, and timestamp.
How it works
Sign up at ampezy.com/perks. Connect your funding source: card pass-through, ACH, or wire.
Upload your employee CSV. Set daily allowance and category restrictions per role.
Team activates the wallet and spends at any merchant in the network. Category caps enforce at the ledger.
Merchants settle weekly on Friday via Stripe Connect. A daily transaction feed lands on your dashboard.
Month-end: one Ampezy invoice, GL-ready, broken down by merchant, category, and employee.
What's at stake
Card-based corporate spend is consolidating after Capital One's $5.15B acquisition of Brex in January 2026. Companies that don't move to a programmable rail before the consolidation finishes inherit the new monopolist's pricing.
Source: Capital One acquisition of Brex announcement, January 2026
GBTA 2023 puts the cost of processing a single expense report at $58. At 12 reports per employee per year, that's $696,000 per 1,000 employees, every year, on paperwork the audit doesn't read.
Source: GBTA 2023 expense report processing benchmark
SEC Rule 13a-15 (internal controls over financial reporting) hardened post-FTX. CFOs without a real-time per-transaction audit trail are exposed at the 10-K controls review.
Source: SEC Rule 13a-15 / Sarbanes-Oxley §404
See it in your numbers.
30-minute walkthrough, no commitment.